Variable interest rates are based on an Index, plus a margin.
The APR for a variable rate loan may increase during the life of the loan if the index increases. Rates are current as of 10/31/2017 and subject to change without notice.
Keep in mind that extending your repayment term may increase the amount of interest you pay over the life of the loan.Variable interest rates are based on market conditions, so if market rates go up, so do your interest rate and monthly payments.Fixed interest rates stay the same over the life of the loan. Your interest rate will be determined by several factors when you apply, most importantly your credit history and that of your cosigner, if applicable.The borrower and the cosigner share responsibility for ensuring that the loan is repaid.If financial hardship makes it difficult to remain current on the loan payments, we encourage you to talk to us to see what options are available.Discounts reduce the amount of interest you pay over the life of the loan.